You may have noticed on my website (www.mybcmortgage.ca) our brokerage office has joined forces within the Dominion Lending Centres network.  Although our company name has changed, my contact details have remained the same and you will still receive the same value-added mortgage services. I am still offering excellent service to ensure you receive the best […]

You would go crazy – like me – if you watched the fixed rates. We have seen them go up and down slightly over the past year and it seems 5 year fixed rates are moving up again. How do you make heads or tales of it when you are trying to lock in your […]

When it comes to buying a home or refinancing your existing property it is important to know what information you need to provide to the lender including the documents for mortgage approval. Delays on approval for mortgage applications in most cases occur for the same reason, lack of documents for mortgage approval. Most people can […]

According to the Ministry of Advanced Education and Labour Market Development there are over $150,000 temporary residents in BC in any given year—that’s more than double from 2005 to 2009. This includes international students and humanitarian cases but approximately 50% of those temporary residents in BC are employed with a work permit.  In many instances these […]

Did you know you can get a mortgage for renovating your home?  Many home buyers and existing home owners are deciding to get more bang for their buck by purchasing a home that needs some improvements.  Whether you are renovating at the time you buy or waiting for a few years there are financing options […]

With a competitive spring market in full force banks and credit unions are offering rates for their mortgage with free legal fees.  Before you sign on what seems to be a great offer take a look at the numbers and see what a mortgage with free legal fees is really costing you. This is one […]

There are a growing number of families living in Vancouver or moving to the region who are choosing the option of buying a second home in the lower mainland or in one of the many great locations throughout British Columbia. When it comes to mortgage financing there are many lender programs available at best rates.  […]

As part of the shift from the HST back to the GST program the government has created a BC transition tax. If you are planning on buying a new home over the next two years, then you need to know about the 2% BC Transition Tax. The new tax came into effect on April 1, […]

With the drop in mortgage rates some people are calling their banks to see what options they have to take advantage of the lower rates and save money on their existing mortgage.  You will be offered the opportunity of blending your mortgage rate with no penalty.  Or you can pay the penalty and do a […]

When you are looking to buy a home or refinance your existing home,  lenders will consider your credit report and how it affects your ability to borrow money.  Along with your income, your down payment or equity and your debt load, lenders will look at your credit score to qualify you for a mortgage. Your […]