business owners

pre-retirement and Retirees

real estate investors

Why a Mortgage Broker?

As your independent mortgage advisor I give you the power to choose the best financing solution so you can make an informed decision.

Pauline is a licensed independent mortgage advisor. She is not a bank employee and works with many lenders from banks to mortgage companies, credit unions and private lenders. With over 30 years’ experience in business, sales, and marketing in a variety of fields including international trade, operations, manufacturing, technology and finance she can relate to people regardless of their profession. She has been self-employed for the past 20+ years, giving her the ability to appreciate the unique needs of business owners and help them set strategies to achieve their goals.

Pauline has a wealth of experience for traditional mortgage options as well as alternative financing solutions. She collaborates with business owners and real estate investors who need solutions not always available with traditional banks.Her attention to detail and “never give up” attitude has helped many clients with credit challenges to secure financing when they thought it wasn’t possible.

Pauline is a certified specialist for CHIP Mortgages and the Manulife One Mortgage which offer solutions for those ready to retire or already retired. These programs help homeowners over 55 stay in their home while improving cash flow they may use for investing, medical care and quality of life.

“As your mortgage advisor I take an interactive approach in getting to know you and to understand your plans for the future. With a clear picture of your needs, I can provide you with a match to the right mortgage financing. You are not a number. You have the right to personal service and respect. Having me on your team makes all the difference. Personal service and getting the “job done” properly are the cornerstones to my business and the reason clients continue to seek my support as their trusted advisor. ”

Pauline is a business graduate of BCIT, the Self-employment Program at Douglas College and received her accredited license from the Sauder School of Business (UBC) for mortgage financing.

She immigrated with her family from Great Britain to Vancouver when she was a child. She has lived in the Greater Vancouver area since and a long-time resident of Port Moody with her husband and children.

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What our customer says

“Pauline Tonkin was instrumental in helping my wife and I purchase our new home. Like many new home owners, we had many questions about the type of mortgage that would best meet our needs. Each time, Pauline provided us clear answers, and showed patience in all her dealings with us. Rather than selling us a product, Pauline explained to us the pros and cons of each mortgage and the various mortgage clauses. Pauline also took the time to meet with us on many occasions, which helped appease our home buyer’s anxiety. Since purchasing our home, Pauline has also been a great resource, providing referrals when needed for tradespeople and services. I fully recommend Pauline Tonkin as a mortgage broker.”

Hugues Hervé, Coquitlam BC Ph.D. | Clinical-Forensic Psychologist | Expert Witness | Trainer and Mentor | Practice Director | Bridging Science and Practice

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Helping you choose financing solutions that make sense for you