First Time Buyers
If you are a first time buyer or upgrading to another house there are some basic guidelines to consider.
Get a pre-approval
Before you go shopping contact your mortgage broker to see how much you can afford and get pre-approved by a lender. This will give you a purchase price in mind and a rate guarantee while you shop for your new home.
We can help you:
Obtain the highest limit
Secure best rates
If you own a home and plan to move, you should still contact your mortgage broker for a pre-approval and rate hold. We will talk about your mortgage about how you will obtain the additional funds to purchase the new home. There are various options to consider including a new mortgage or transferring and extending your existing mortgage.
Access financing if you are self-employed, new to Canada or have less than perfect credit